Easy Purchase Plan (EPP)
You plan your advance for eleven months and get a discount equivalent to your one month advance payment. This plan gives only Discounts after completion (No interest/incentive is paid). You can pay maximum upto βΉ5000/- per month.
At Navrathan, we believe you deserve the best. Which is why we make it easier for you to own Navrathan pieces that are valued for their purity and design and make investments that grow in time.
EPP Terms & Conditions
- Members can purchase Gold, Diamond, Platinum or Silver Jewellery (Except bullion, gold / silver coins) within 12th months after completion of the plan period without any default delay in the monthly payment.
- No discounts will be allowed on pre-closure of plan by the members and they will be allowed to purchase gold jewellery only for amount they have paid.
- No cash refund will be made under any circumstances.
- The 1st Installment shall be paid along with a completely filled application form. Subsequent installments can be paid in CASH / CROSSED CHEQUES / CREDIT / DEBIT Cards in favour of Navrathan Jewellers Pvt. Ltd.
- Post dated cheques shall be accepted. Out-stations cheques will no be accepted. Service charges (as applicable) may be levied on all dishonoured cheques.
- In case of default of payment by the customer, he / she not be entitled for discount.
- The maturity date will be 30 days from the date of payments (in our account) of the last advance payments customers are advised to redeem the plan amount within 3 days of the date of maturity.
- Monthly advance shall be paid before the 10th of every month, failing which it will be credited for the subsequent month.
- Rate / Value addition / wastage / making charges / Stone Charges and tax surcharges will be levied as applicable at the time of sale.
- Customer should carry their pass book to the showroom every time they pay their advance and get the same updated. Customer should also request the receipt for the same.
- NJPL reserves the right to issue a duplicate passbook in the event of loss of original pass book. Duplicate pass book shall be issued only if the customer provides as indemnity letter / Identity proof along with all the receipts issued to him / her.
- The above plan is valid for 11 months and shall be terminated at the end on the 12th month irrespective of the number of instalments paid by the customer. If the customer fails to pay for 11 months he or she shall be entitled to a discount on the final sale bills. dependery on the number of instalments paid by him or her for example. If a customer starts the plan on 1st January the above plan terminates on 31st December. If the customer happens to pay 8 months instead of 11 months the discount amount shall be calculated as follows. 5000 X 8/11 & 2500 X 8 / 11.
- Customers shall provide a copy of valid photo identity proof such as Driver’s Licence, Passport, Ration Card, Election Card or PAN Card for authentication at the time of redemption.
- NJPL reserves the right to alter, amend, add or delete part or whole of the privileges of the plan without prior notice of the customer.
- Any conditions which are especially not covered along, would be at the sole discretion of the Company at the time of transaction. The decision of the Company in this regards would be deemed as irrevocable and final.
- Any conditions which are especially not covered along, would be at the sole discretion of the Company at the time of transaction. The decision of the Company in this regards would be deemed as irrevocable and final.
- In case of any changes in existing laws, rules, acts, etc., by any regulatory authority, necessary requirements as per the same have to be complied by the customers.
- Customers are requested to adjust the EPP amount from the same branch of enrolment.
- Customers have to make sure that the advances are adjusted are within 12 months from the date of enrollment i.e., they have to purchase within 12 months of the date of enrollment.
