Are you wondering which monthly gold scheme is best for your future investments? Do you want to secure your funds and at the same time enjoy using classic gold jewellery? When one is trying to select the right gold-saving scheme from the overwhelming list of available choices out there, then the process can be quite confusing at best. But, do not worry as Navrathan is here to help with its specialized superior monthly gold schemes for your specific requirements.
Which Monthly Gold Scheme is Best?
As far as the selection of the best monthly gold scheme is concerned, Navrathan offers some of the finest options like the Swarna Plan, Shreshth Plan, and Sampurna Plan. These schemes are designed to help you invest and amass gold in a cost-effective and savvy manner.
The decades of trust and craftsmanship that Navrathan, best online jewellery shop in India brings to the table means that not only do you save for the perfect 22K BIS Hallmarked gold jewellery but you get to enjoy the benefits that come with it.
Swarana Plan
The Swarana Plan by Navrathan is a pure gold monthly savings product that will help you acquire gold conveniently and inexpensively. The plan spans for eleven months, where you make a monthly contribution of ₹5,000 to the minimum.
This amount is then converted into the equivalent weight of 22 K gold by using the current rate of gold on the day of payment. During the scheme, you accumulate a fair amount of gold throughout the above scheme.
After 11 months of saving the gold coins, they can redeem them to get jewellery, which is made from 22K BIS Hallmarked gold. The Swarana Plan also has the provision of 50% off on Value Addition and Making Charges which makes it more beneficial for long-term gold savings.
It protects you from gold price volatility and enables you to buy elegant ornaments without financial pressure. Click Here to learn more!
Advantages:
- Gold price protection: Your monthly installments are converted into gold based on the rate at the time of payment, shielding you from price volatility.
- 50% discount on making charges: At the end of the 11 months, you enjoy a flat 50% discount on making and value addition charges.
- Flexible saving option: You can contribute in multiples of ₹5,000, allowing flexibility in monthly payments.
Suitable for Whom?
The Swarana Plan is ideal for individuals who want to accumulate a substantial amount of gold for future purchases while enjoying significant savings on making charges. It’s especially suitable for those who want to buy premium 22K gold jewellery at a reduced cost.
Shreshth Plan
Navrathan’s Shreshth Plan offers a versatile and affordable gold savings option. This plan demands a minimum monthly contribution of ₹2,500 for 11 months every year. It is possible to enhance the amount in multiples of ₹500.
A special aspect of this plan is that at the end, you can go for diamonds or 22K gold jewellery or silver jewellery depending on your savings amount. Thus for the purchase of diamonds, you are offered two monthly advance amounts as a discount, for gold purchases one-month advance bonus is offered, and finally 50% discount on one monthly advance for silver jewellery.
Shreshth Plan provides more options to the customers, who are willing to build an alternative set of jewellery items, saving money wisely. Click Here to learn more!
Advantages:
- Multiple jewellery options: You can select between diamond, gold, or silver jewellery at the give up of the eleven months, supplying you flexibility.
- Bonus reductions: You can revel in good-sized discounts on jewellery purchases, with up to 2 months of enhanced amount as a reduction on diamond jewellery.
- Low month-to-month contribution: The beginning contribution is only ₹2,500, making it an accessible choice for most clients.
Suitable for Whom?
The Shreshth Plan is best for people who want flexibility in their savings. If you’re seeking to spend money on diamonds or need to maintain your alternatives open between gold and silver, this plan affords the variety and affordability you want.
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Sampurna Plan
The Sampurna Plan by Navrathan is an exclusively easy gold savings program for those who love to buy 22K BIS Hallmarked gold jewellery. The plan goes on for 11 months and one has to contribute at least ₹5,000 every month.
At the end of the term of the agreement, one can redeem the gold for 100% off the making charges on the weight of gold collected from other customers with an additional 5% to 15% off on the value addition charges for the remaining value addition weight.
This plan assists you in optimizing your gold investment by saving a lot on making charges, making it an ideal plan for long-term gold saving. As it is with other Navrathan plans, you are shielded from the volatility associated with gold prices as the amounts that you contribute are converted into gold at the prevailing price for that month. Click Here to learn more!
Advantages:
- No making charges: You get 100% off on making prices for the gathered weight of gold, which is a chief value saver.
- Up to 15% off on additional cost: You additionally obtain up to fifteen% off on the price addition fees for the last gold.
- High contribution flexibility: The plan begins at ₹5,000, permitting higher financial savings capability as compared to different schemes.
Suitable for Whom?
The Sampurna Plan is perfect for people who are seeking to purchase excessive-value gold jewellery and want to maximize their savings by avoiding making charges. It’s perfect for people who choose to invest in gold often and are looking to shop for top-class jewellery without additional fees.
Factors to Consider Before Choosing a Scheme
When determining which monthly gold scheme is first-class for you, take into account the key factors:
- Monthly Contribution: Choose a scheme that suits your budget. The Swarna and Sampurna Plans require better contributions, even as the Shreshth Plan is greater bendy.
- Type of Jewellery: If you need to keep it, especially for gold jewellery, the Swarna or Sampurna Plan is your best bet. For diamond fanatics, the Shreshth Plan offers a broader range of options.
- Discount Benefits: Depending on how a good deal you fee discounts on making charges, select a plan that gives the best benefits for your options.
- Flexibility: If flexibility inside the type of jewellery topics to you, the Shreshth Plan is your perfect preference because it gives alternatives in gold, diamonds, and silver.
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Why Choose Navrathan for Best Gold Schemes?
So, which monthly gold scheme is best for you? Sometimes people want the flexibility of choosing when to buy gold jewellery, or they want to save the most money possible on gold jewellery, or maybe they want to diversify into other stones, particularly diamonds – Navrathan, the best online jewellery shop in India has got that covered. Simple as we make it, our Swarna, Shreshth, and Sampurna Plans offer benefits like no other helping you build gold smartly. Get in touch with us today to get started!
FAQs
Which is the best gold saving scheme?
The best gold saving scheme depends on your financial goals. If you’re wondering which monthly gold scheme is best, Navrathan’s Swarna, Shreshth, and Sampurna Plans offer flexibility, discounts on making charges, and protection against gold price fluctuations, making them top choices for long-term savings.
Is it good to invest in gold monthly?
Yes, investing in gold monthly is a smart choice. It helps you accumulate gold steadily over time and protects you from market volatility. If you’re considering which monthly gold scheme is best, opt for plans like Navrathan’s, which provide additional benefits like discounts on jewellery.
Which gold investment is best?
When deciding which monthly gold scheme is best, consider gold saving schemes that offer flexibility, discounts, and price protection. Navrathan’s plans are an excellent option for those looking to invest regularly and maximize their savings on premium jewellery.
